Ati more!?, are there some existing right now?
There’s no way such cheap credit can exist since that money must come from somewhere and it will only be offered if the money would not be earning more by investing in zero risk instruments like govt bonds. Even if it is just sitting under the ‘bed’ it is safer since there is still zero risk of default unlike loaning to people.
I think if it is for business purposes it might be worth it to explore the various government funds for such. I also see in the papers banks getting money from overseas lenders for on-lending to SME’s at low-interest rates so maybe they exist but aren’t publicised much.
Otherwise the cheapest loans will be from friends and family. Find a way to befriend brother Atwoli