Pre-Paid Cards With Web Portal Card Management


#1

Hello guys,
I know we have discussed so much about these cards but kuna issue moja haijagusiwa sana.

So after several years I thought why not get one. Nikaenda KCB got the Pepea one and headed home since the banking hall was crowded and I did not want to cause a jam kwa bank na maswali mob.

So nimefika home and I’m like reading the starter pack and wondering, does this card have a web portal access or app for checking statement, switching card online or offline etc etc

After one hour of reading and re-reading and finding nothing I decided to contact them only to be told that the only way to access the statement and check the balance is through a USSD *522#

So here my question goes, which pre-paid cards have webportal or app for managing the card for non-account holders (for people that do not have a bank account with the card issuer).

  1. Mpesa Visa Card
  2. NakuCard @sarunibm
  3. Barclays Prepaid Debit Card @mwenyekiti
  4. NIC Prepay Visa Card @Satoshi (MY PICK)
  5. Equity Bank American Express Card @brianhastings.bw

#2

NakuCard has one but I didn’t like it’s login restrictions. It could only work on explorer, due to security features.


#3

Thanks updated


#4

In my experience…

CBA Loop
I&M Mpesa
Nakumatt Prepaid

these ones have web portals where one can log in and check their accounts


#5

An account is not a must for CBA Loop?


#6

It is. That’s the downside.


#7

Then it fails to meet the criteria.


#8

Barclays Prepaid card also has a portal


#9

I’ve never been able to log in to my Nakumatt card despite assistance from Nakumatt & DTB.

I linked my card to Amazon, PayPal & Google Play to better track my expenses that way. The SMS serves as additional verification when summarizing monthly expenses.


#10

It is hectic and the password requirements are absurd.


#11

Is it for non-account holders?

UPDATE: I have confirmed it is for non-account holders but the requirements for you to get his card are a pain in the ***


#12

Like Apple. Lost count of the number of times I have changed my password. Upper letter, lower letter, special character, number, at least 8 characters etc


#13

Really? I just walked into Barclays at ABC and filled a form. I don’t have an account btw.


#14

I relied on information provided on their website. Then that is great. Thanks for the clarification.


#15

Account opening requirements for a limited company and sole proprietorship.


#16

Oooh thanks so much. Failed to read the headers there.

But the card loading fees is nearly 3 times that of KCB or MPESA


#17

Does anyone here have a Naivas reward card? I have one which is also a chase bank visa card, I have only been using it for earning points and I now want to use it for online purchases, but I will have to first vistichase because I don’t even know the password, anyone share any experiences about this card.


#18

It should not feel like a bank account. They have positioned it to feel different. Consider it a way to manage your card. That is if you will only use it as a prepay card for online activity. Next they should lobby hard to be included as one of the Banks you can withdraw to, from Paypal.


#19

I use the equity prepaid one and get my statements from an American express portal but you have to visit your branch for the login info


#20

NIC bank also has a multi-currency prepaid card that does have a web portal. Costs around 500 at their branches.
Also, note that in addition to the I&M Mpesa visa card they also have a I&M prepaid multi currency card too.
I prefer multi currency cards since they work normally with kenya shillings but when I want to make a bigger purchase just get cheaper dollars from bureaus and deposit.