Opera have Okash, which is a Mobile Lending Service. Here is what a user thinks



I picked this from LinkedIn regarding Opera’s Okash. Interesting feeback

  1. Loads of personal details required at application.
  2. Approval is not instantaneous like other similar apps, took over 9 hours
  3. 14% interest for a two week period is extremely exorbitant.
  4. 1500 for a first loan, is a good starting amount.


Holy sh*t. That is a lot of personal information required. Kenyan’s do not have time for this.

Here are some of the details you should fill in:

  • Your Legal name
  • National ID number (applicants should be 20-55 years)
  • DOB (Date of birth)
  • Your Education level
  • Details of outstanding loans
  • Marital status
  • Monthly income
  • Employment details
  • Residential area
  • Referee’s Legal name (WHAT???)
  • Referee’s Mobile Number (WHY???)


I hated the referee bit and my initial loan application was declined.


Haiya… Never heard of a micro loan being denied… This is new